Classic Car Insurance Services
Serving Tolland and Windham Counties
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Over 80 Years of Experience
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Classic Car Insurance: Preserving Your Automotive Legacy
Your classic car isn't just a vehicle—it's a cherished piece of history, a labor of love, and a source of immense pride. At Wilcox & Reynolds Insurance, we understand the unique value of your vintage automobile and offer specialized Classic Car Insurance through two industry leaders: Hagerty Insurance and American Modern. Whether you're cruising in a vintage Mustang, showcasing a timeless Corvette, or maintaining a rare European import, we've got the perfect coverage to protect your automotive passion.
- Vintage Mustangs
- Classic Corvettes
- Rare European imports
- Antique automobiles
- Restored hot rods
- Vintage motorcycles
- Classic trucks
Ready to safeguard your automotive treasure? Reach out to us for tailored classic car insurance that goes beyond standard coverage.
Why Your Classic Car Needs Specialized Insurance
Classic cars are unique in many ways — they appreciate in value, are driven less frequently, and require specialized care. Standard auto insurance often falls short in addressing these distinctive needs, potentially leaving you exposed to significant financial risk. Here's why opting for specialized classic car insurance is crucial:
- Agreed Value Coverage
- Flexible Usage Policies
- Expert Claims Handling
- Restoration Coverage
- Roadside Assistance Tailored for Classics
- Coverage for Memorabilia and Spare Parts
- Specialized Towing Services
Don't let gaps in coverage put your prized possession at risk. Let us help you find the perfect policy that aligns with your classic car's unique needs and your personal driving habits.
Wilcox & Reynolds Insurance: Coverage Experts
When it comes to insuring your classic car, you need an agency that understands the unique value of your vehicle and can provide comprehensive coverage tailored to your needs. Here's why Wilcox & Reynolds Insurance stands out:
- Same-day service
- Independent agency representing over 15 insurance carriers
- Best coverage at the best rate
- Locally owned and operated
- Walk-ins welcome
- Quick responses to all inquiries
- Free quotes available within 24 hours
- Family-owned and woman-owned business
- 80 years of experience
- Founded in 1942
With our extensive experience and commitment to personalized service, we're uniquely positioned to find the perfect classic car insurance solution for you. Our partnerships with Hagerty Insurance and American Modern ensure that you'll have access to the best coverage options in the industry.
Contact Us To Get Started
Your classic car deserves the best protection available. At Wilcox & Reynolds Insurance, we're passionate about helping you safeguard your automotive investment. With our deep understanding of classic car insurance and our partnerships with industry leaders like Hagerty and American Modern, we're perfectly equipped to find the ideal coverage for your prized possession.
Don't leave your classic car vulnerable to the limitations of standard auto insurance. Reach out to us today to explore your options and get a personalized quote. Our team is ready to answer your questions, address your concerns, and help you find the perfect policy that fits both your vehicle and your lifestyle. Protect your passion—contact Wilcox & Reynolds Insurance and drive with confidence knowing your classic car is in good hands.
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What makes classic car insurance different from regular auto insurance?
Classic car insurance differs from regular auto insurance in several key ways. It typically offers agreed value coverage, which means you and the insurer agree on the car's value upfront, ensuring full compensation in case of a total loss. It also often includes flexible usage policies, specialized claims handling by experts who understand vintage vehicles, and coverage for ongoing restorations. Unlike regular auto insurance, classic car policies are designed to account for the appreciating value of these vehicles and their unique usage patterns.
How do I determine if my car qualifies for classic car insurance?
Qualification for classic car insurance typically depends on several factors. Generally, vehicles that are at least 20-25 years old may qualify, but some insurers also cover newer exotic or limited-edition cars. Other considerations include the car's condition, how it's used (usually limited to pleasure driving and car shows), where it's stored, and sometimes the owner's driving record. It's best to consult with an insurance professional who can assess your specific situation and vehicle to determine eligibility.
Can I drive my classic car regularly with classic car insurance?
Yes—but it depends on the terms of your classic car insurance policy. Most classic car insurance plans are designed for limited, recreational, or hobby use rather than everyday driving. Insurance companies often restrict regular commuting or daily use because classic cars are generally more valuable, harder to repair, and driven less frequently than standard vehicles.
If you plan to drive your classic car regularly, you should:
- Check your policy limits – Some insurers allow higher mileage or occasional commuting.
- Consider a standard or modified policy – Some carriers offer flexible coverage that combines classic car protection with more regular use.
- Be aware of mileage restrictions – Policies often have annual mileage caps (e.g., 3,000–5,000 miles per year).
Driving your classic car daily without confirming coverage could risk denied claims if an accident occurs.
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With 80 years of industry experience and quick response times, we will show you why Wilcox & Reynolds Insurance is Tolland and Windham county's trusted insurance provider.
Call us today!
